Off-road insurance
Enjoy coverage for your snowmobile, golf cart, ATV or other off-road vehicles.
Get a quick off-road insurance quote
Or have an agent contact me.
What sets State Farm® Off-road Vehicle Insurance apart
What sets State Farm® Off-road Vehicle Insurance apart
- You get personalized service from any one of our 19,000 agents nationwide.
- You get the same reliable service from the largest auto insurance provider in the U.S.1
- You get your claim handled promptly and reliably.
- You may be eligible for 24/7 roadside assistance coverage.
What off-road vehicle
insurance covers2
Riding means staying aware of your surroundings, anticipating weather and the moves of others around you. If an accident were to happen, off-road insurance can protect you. You need off-road insurance to cover you even on your own property as your homeowners policy does not extend to vehicles. Like your auto policy, this insurance has similar coverages for you to select such as bodily injury, property damage, comprehensive, collision, uninsured motorist and medical payments coverage.
- Bodily injury to someone else or property damage that you accidentally caused while driving your snowmobile, golf cart, ATV, or other off-road vehicles
- Bodily injury to yourself because of an accident with an uninsured rider
- Damage to your snowmobile, golf cart, ATV, or other off-road vehicles caused by an accident
- Theft, fire, vandalism, and other losses even while your snowmobile is in storage
Types of off-road vehicles insured
State Farm offers off-road vehicle insurance for multiple sports and leisure types.
- All-terrain vehicles
- Camping trailers
- Dune buggies
- Golf carts
- Minibikes
- Snowmobiles
- Trail bikes
![A State Farm agent speaks on the phone about a claim](http://c9g4.gharsocho.com/content/dam/sf-library/en-us/secure/legacy/state-farm/offRoad_woman_at_table-XS.jpg)
![A State Farm agent speaks on the phone about a claim](http://c9g4.gharsocho.com/content/dam/sf-library/en-us/secure/legacy/state-farm/offRoad_woman_at_table-XL.jpg)
File or track a claim
You can file a claim or check the status of an existing claim.
Different needs? We’ve got you for recreational vehicle insurance
Got questions about off-road insurance coverage?
Reduce the risk of injury when you’re out for adventure.
What factors influence car insurance rates?
Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit information (where permitted by law), and other third-party reports.
Know the rules of operation before heading out to the trails.
Learn the best practices for putting your off-road vehicle into off-season mode.
State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL
State Farm County Mutual Insurance Company of Texas
Richardson, TX